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Currency exchange and remittance software for the counter

Currency exchange software for Canadian money services businesses

KeenXchange runs your counter from end to end: customer files created from a photo of their ID, rates that update themselves every hour, multi-currency tickets, transfers between branches, a built-in ledger and FINTRAC reports ready to export. It works in any browser on desktop, tablet or phone.

$150 CAD/month · same-day support · nothing to install

One transaction at the counter

  1. Scan the ID

    Details are read from a photo or the driver's licence barcode, and the customer file is created.

  2. Apply the rate

    Hourly market rate, with your margin and rounding.

  3. Ticket and receipt

    Profit in CAD is calculated; the branded receipt is printed, saved as PDF or emailed.

  4. Report ready

    Large cash and electronic funds transfers flow into your FINTRAC reports.

Everything your counter needs, in one system

Bureau de change and money services business (MSB) software that handles the daily work (onboarding, rates, exchange, transfers and the books) so your team can focus on customers.

Customers created automatically

  • Self-service onboarding screen customers fill in themselves
  • ID details read automatically from a photo (AI extraction)
  • Driver's licence barcode scanner support
  • Use a phone as the scanner with a QR code
  • ID copies stored on the customer file for your KYC records

Rates that update themselves

  • Refreshed every hour from a live market feed
  • Your margin or commission, fixed or percentage
  • Rounding applied automatically

Currency exchange

  • Multi-currency tickets
  • Profit in CAD on every transaction (spread + commission)
  • Branded receipts: print, PDF or email
  • A cash drawer for each currency
  • Admin-only edits and 30-day revert, with an audit trail

Remittance to your branches

  • Send to a branch with a pickup code
  • Branch manager notified by email
  • Find recipients by name or phone
  • Recent recipients prefilled
  • Track pending, collected and expired transfers

How remittance works

Built-in ledger

  • Income Statement, Balance Sheet and Cash Flow by month
  • Drill down to the transactions behind each figure
  • Expenses tracked by category

Ready for several branches

  • All your branches under one business
  • Role-based access for every employee
  • Your data isolated from every other business

FINTRAC reporting software, built in

KeenXchange prepares your reports from the transactions you already record at the counter.

LCTR, EFTR and what FINTRAC expects

Reports ready today

  • Large Cash Transaction Reports (LCTR)
  • Electronic Funds Transfer Reports (EFTR)
  • Business relationship records
  • PDF and CSV export
  • Submission tracking

Automatic risk flags

  • High-risk countries
  • Large cash patterns
  • Business relationships

Access and audit

  • Role-based access
  • Admin-only edits, revert within 30 days
  • Audit trail on every change
  • Data isolated per business

What's next

Coming soon

Automatic FINTRAC filing

Submit your reports to FINTRAC directly from KeenXchange.

Coming soon

Bitcoin at the counter

Live pricing and QR payments, with funds going to your business's own wallet.

Simple pricing

One monthly price, with support that answers the same day.

KeenXchange

$150CAD / month

plus taxes

  • Customers, rates, exchange and remittance
  • Built-in ledger and FINTRAC reports
  • Same-day support
  • Any browser: desktop, tablet or phone
Book a walkthrough

White-glove onboarding Optional

$3,000CAD, one time

flat fee

  • Setup of your business and branches
  • Import of your existing data
  • Training for your team
  • Go-live support
Ask about onboarding

Frequently asked questions

Does KeenXchange file my FINTRAC reports?

KeenXchange prepares Large Cash Transaction Reports (LCTR), Electronic Funds Transfer Reports (EFTR) and business relationship records from your transactions. You can export them as PDF or CSV and track each submission. Automatic filing to FINTRAC is coming soon; until then, you submit the prepared reports yourself.

How much does KeenXchange cost?

$150 CAD per month, plus taxes, with same-day support included. Optional white-glove onboarding is a flat $3,000 CAD.

What is included in white-glove onboarding?

We set up your business, import your existing data, train your team and support you through go-live. It is optional: you can also set up KeenXchange yourself.

Do I need special hardware or software?

There is nothing to install. KeenXchange is a web app that runs in any modern browser on desktop, tablet or phone. Driver's licence barcode scanners are supported, and a phone can act as the ID scanner by scanning a QR code.

How is my business data protected?

Each business's data is isolated from every other business. Role-based access controls what each employee can do, only admins can edit transactions, and every edit or revert is recorded in an audit trail.

Can I run several branches?

Yes. You manage all your branches in one account, send remittances to a branch with a pickup code, and the branch manager is notified by email.

How are exchange rates kept up to date?

Rates update automatically every hour from a live market feed. Your margin or commission, fixed or percentage, and your rounding are applied on top.

See KeenXchange in 15 minutes

Book a short walkthrough with Timothé. We'll follow one transaction from ID scan to FINTRAC report and answer your questions.